With a library of group benefits to choose from…

What will keep your Employees happy, healthy and provide great return on investment?


Employee Benefits

Employee Benefits

Employee Benefits is our business. By combining the finest products in the marketplace with innovative strategies, we are committed to ensuring that your company receives the greatest value for its investment.


Expatriate Benefits

Expatriate Benefits

Ensuring your employees abroad are properly covered wherever they may be. Keyser Benefits is an authorized dealer with international expatriate insurers including Cigna and MSH International.


Group-Life

Group Life Insurance

Group Life Insurance provides financial security for your employees’ dependents. Low cost coverage can be offered without medical underwriting or a lengthy application process.


Short Term Disability

Short Term Disability

The reality for many of us is that we live paycheque to paycheque. As a result, the impact of any time off work due to illness or injury can be significant for your employees and their families.


Long Term Disability

Long Term Disability

Fulfilling personal and financial goals depends largely on one thing – the ability to earn an income. Although it is not something that most people like to think about, imagine how life would change in the event of a major long-term disability.


Health Benefits

Health Benefits

Health Benefits are designed to help employees offset the cost of medical expenses that are not covered by their provincial health care plans and that are incurred by themselves or their families.


Health Spending Accounts (HSAs)

Health Spending Accounts

Health Spending Accounts (HSAs) are a tax-effective way to offer choice and flexibility to a group benefits plan.


Dental Benefits

Dental Benefits

Dental Benefits are designed to help employees and their dependants maintain and treat their teeth, which is not covered by provincial health care plans.


Employee Assistance Plans

Employee Assistance Plans

Employee Assistance Plans (EAPs) are designed to support and assist employees in assessing and resolving their work, health and life issues. A fully confidential service.


Group Critical Illness

Group Critical Illness

Critical illness insurance provides a lump-sum tax-free benefit to help support you financially if you are diagnosed with and survive a covered critical illness.


Group RRSPs

Group RRSPs

A Payroll Deduction Registered Retirement Savings Plan (GRRSP) can be an important component of your total employee benefits package.


Retirement Benefits

Retirement Benefits

Many retirees face the daunting reality of losing group medical and dental coverage at a time when they need it the most.


Key Person Insurance

Key Person Insurance

Key person insurance is an important form of business insurance. In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death of the member of the business specified on the policy.


Private Health Services Plans

Private Health Services Plans

The purpose of this medical and dental benefit plan is to assist business owners with the financial cost of their health expenses.